Support for our members
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4 months (Amounts from $1,000 to $500,000)
4.20% p.a
1
6 months (Amounts $1,000 to $500,000)
4.60% p.a
1
Secure your savings with a fixed-term investment
Plan ahead and watch your savings grow with our Term Savings Account. Offering competitive interest rates and a wide range of flexible terms, this account is perfect for those looking to maximise their savings with minimal risk. Lock in your funds for a fixed period and enjoy the peace of mind that comes with guaranteed returns. Whether you’re saving for a big purchase, or simply building a nest egg, our Term Savings Account provides a reliable and secure way to achieve your financial goals. Start saving smarter earning interest today.
Why our Term Savings Account works for you
Features & Benefits
Features
| Instant access to funds | Yes. Interest discounts may apply for early redemption. 2 |
| Internet and mobile banking | Yes (balances only) |
| Direct debits and credits | No |
| Branch and contact centre | Yes |
| Minimum balance | $1,000.00 |
| 3 months (Amounts from $1,000 to $500,000) | 3.45% p.a1 |
| 4 months (Amounts from $1,000 to $500,000) | 4.20% p.a1 |
| 6 months (Amounts $1,000 to $500,000) | 4.60% p.a1 |
| 9 months (Amounts $1,000 to $500,000) | 4.40% p.a1 |
| 12 months (Amounts $1,000 to $500,000) | 4.40% p.a1 |
| 18 months (Amounts $1,000 to $500,000) | 3.85% p.a1 |
| 24 months (Amounts $1,000 to $500,000) | 3.60% p.a1 |
| 36 months (Amounts $1,000 to $500,000) | 3.55% p.a1 |
| 48 months (Amounts $1,000 to $500,000) | 3.60% p.a1 |
| 60 months (Amounts $1,000 to $500,000) | 3.65% p.a1 |
Interest conditions
Interest paid on maturity of fixed term. Interest discounts may apply for early redemption.
Interest frequency
Calculated daily, paid on maturity. Monthly, quarterly and semi-annually also available. Conditions apply.
Fees
| Access fee | Free |
| Internet, mobile, and phone banking transactions | N/A |
| Direct credits | N/A |
| Over-the-counter withdrawal | N/A |
| Over limit fee | N/A |
| Direct debit dishonour | N/A |
| Bank cheque fee | $11.00 |
| Cheque deposit | Fees apply |
Find out more about our Term Savings account
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